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Investment Opportunity! Turnkey 12-unit townhome community in a prime, centrally located Panama City location with convenient access to major highways. Each unit features 2 bedrooms, 1.5 bathrooms, LVP flooring, updated countertops, stainless steel appliances, and washer/dryer hookups. The property is divided across three separate parcels, with each unit individually metered for added convenience and straightforward expense management. Each unit also has assigned parking. A great opportunity for investors looking for a well-maintained, income-producing property in a convenient location.
#794913

Panama City

1623 N James Avenue

2 Beds

1 Baths

11,664 Sq.Ft.

$1,797,000

MLS#: 794913

Welcome home to this NEW Single-Story Home in the Enclave at Cat Island Estates Community! The desirable Roanoke Plan boasts an open design encompassing the Living, Dining, and Kitchen spaces. The Kitchen features gorgeous cabinets, quartz countertops, and Stainless-Steel Appliances (including Range with a Microwave hood and Dishwasher). The primary suite has a private bath, dual vanity sinks, and a walk-in closet. This Home also includes 3 additional bedrooms and a secondary bathroom.
Ask sales counselor about new enhanced kitchen cabinet features and updated farmhouse style trim package!
#794910

Defuniak Springs

17 Cat Island Circle

4 Beds

2 Baths

1,773 Sq.Ft.

$285,990

MLS#: 794910

This House is for LEASE. Come view this beautiful '' like new home'' located in a quiet neighborhood. Home still has the new look feeling as you walk in. This home offers an open floor plan overlooking the family and dinning room from the kitchen. The kitchen has all stainless steel appliances, white cabinets, granite counter tops, and large breakfast bar. Crown molding with step up trey ceiling in family room. Vinyl Plank wood throughout. Split master bedroom with trey ceilings and new custom shower. Double vanity, granite counters and large closet. Like new ceiling fans and light fixtures. Back yard fully fenced in. with sprinkler system and extended custom paved patio. Solar panels installed and paid for. Cents on the Dollar for your electric bill. Turn key and immaculate.
#794920

Panama City

3323 Monica Road

3 Beds

2 Baths

1,474 Sq.Ft.

$2,150

MLS#: 794920

High-visibility commercial land opportunity positioned in the center of Lynn Haven's continued growth and redevelopment corridor. Located directly on Ohio Avenue with approximately 34,000 vehicles passing daily, 523 Ohio Avenue offers exceptional exposure, accessibility, and long-term potential in one of Bay County's most active commercial markets.
This 0.34 acre site sits just minutes from Bailey Bridge and benefits from rear alley access, creating added flexibility for traffic flow, parking, service access, or future development design. Surrounded by established businesses, expanding residential growth, and continued downtown investment, the property is well suited for retail, office, restaurant, service-based business, or mixed-use concepts.
Proposed plans and supporting development documents are available upon request, helping streamline future planning opportunities for investors, developers, or owner-users looking to establish a presence in the Lynn Haven market.
Commercial sites with this level of visibility and accessibility along Ohio Avenue are becoming increasingly limited. Bring your offer, bring your vision, and explore the development potential this property has to offer.
#785485

Lynn Haven

523 Ohio Avenue

None Beds

None Baths

0.28 acres

$297,500

MLS#: 785485

Available in October! Escape to the quiet, serene tranquility of Huckleberry Lane.  This 3 bed / 2 bath home built in 2022 offers a mix of vinyl plank flooring and carpet.  With an open floor plan for the living, dining and kitchen area and upgraded lighting fixtures throughout.  The kitchen features granite counters, brand new high end Frigidaire appliances and lots of cabinet space. The primary bedroom has a large walk-in closet just off the bathroom. Less than 15 minutes from shopping and dining in Lynn Haven. Pets considered. Ask us about discounted security deposit for Active Duty Military.
#794919

Southport

4447 Huckleberry Lane

3 Beds

2 Baths

1,245 Sq.Ft.

$2,100

MLS#: 794919

This .54 acre lot and the adjacent .5 acre lot to the west are being sold as one combined parcel. The two parcels combined provide for over 234' of frontage on the heavily trafficked Hwy 20
#982224

Freeport

1118 FL-20

None Beds

None Baths

N/A

$499,000

MLS#: 982224

This 1605 sq ft home will feel much bigger as you enter. Both dining and living rooms have cathedral ceilings. The kitchen overlooks the living room and has a lot of counter space! You'll see a lot of natural light coming in as the living room has 3 windows as well as a door out to the large, covered porch, a window in the kitchen and a bay window in the dining area. This is a split bedroom plan. The master bath has both a garden tub with window and a separate walk-in shower. All wet area floors are adorned with an upgraded flooring called Puretec. All other rooms have carpet. The exterior is front sided brick with 3 sided maintenance free vinyl. This home comes with a 10 yr Bonded Builders warranty.
#988090

Crestview

6131 Buckshot Drive

3 Beds

2 Baths

1,605 Sq.Ft.

$302,200

MLS#: 988090

Value-add opportunity in the heart of Seascape Resort. This 3-bedroom, 2-bath, 1,546 sq ft residence at 122 Stewart Lake Cove offers two private balconies with lake and Gulf views, steps from the beach and Seascape's amenities. Open living area, split-bedroom layout, and in-unit laundry. Priced to reflect condition, this is an honest, numbers-first listing for the buyer who sees potential rather than one who wants a staged illusion. A licensed local contractor, Destination Builders Group LLC (Lic. CGC1517400), has already scoped a full bathroom renovation at approximately $42,000, giving buyers a real, quoted path to updating the home rather than a guess. The identical floorplan next door, Unit 279, sold for $664,000 in July 2025 in better cosmetic condition, real documented upside for a buyer ready to execute. New HVAC installed June 2025 removes a major capital item from any renovation budget. Verified rental income history (host payout statements, 2024 through 2026) available on request for investor buyers evaluating cash flow and post-renovation projections. Nearby Grove redevelopment adds long-term neighborhood upside. Seascape Resort offers golf, tennis, resort-style pools, and deeded beach access. Sellers are motivated and realistic about condition, and this listing is built on full transparency: what you see is what you get, and the numbers hold up under scrutiny. Bring your vision, the math already works here. Schedule your showing today. The Property: 3 bed/2 bath, 1,546 sq ft, two private balconies with lake and Gulf views, in the heart of Seascape Resort -- one of Miramar Beach's most established gated communities, with deeded beach access, golf, tennis, and resort-style pools.

The Condition: This unit needs cosmetic updating -- recent showing feedback confirmed as much, and we're not pretending otherwise. What it also has is a licensed contractor's scoped bid in hand: Destination Builders Group LLC (Lic. CGC1517400) has quoted a full bathroom renovation at approximately $42,000, or a minimal primary-bath-only scope at $10,788 if your buyer wants just the essential fix. That bid is available for your buyer's review.

The Comp: Unit 279, the identical floorplan two doors down, sold for $664,000 in July 2025 -- in noticeably better cosmetic condition than this unit. That gap is the opportunity: a buyer who executes the renovation is working from a real, verified ceiling, not a hopeful one.

The Income: For investor buyers, we have three years of verified host payout statement income -- $73,811 (2024), $55,262 (2025), and 2026 tracking flat with 2025 through actuals plus confirmed bookings. New HVAC installed June 2025 removes one major capital item from any renovation budget. Full underwriting package, including post-renovation income projections, available on request.

The Sellers: Motivated, realistic, and easy to work with. This is a listing where full transparency works in your buyer's favor -- we'd rather you know the real numbers now than find a surprise in due diligence.
#973196

Miramar Beach

122 Stewart Lake Cove UNIT 278

3 Beds

3 Baths

1,546 Sq.Ft.

$599,000

MLS#: 973196

Priced to move fast in one of Seascape Resort's most walkable garden villa locations, this ground-floor 2-bedroom, 2-bath condo puts you steps from the pool, a short stroll to the beach, and below recent comparable sales for this exact floorplan in the resort. With no stairs to climb, it is an easy, convenient layout for owners and renters alike. At 1,110 square feet, the open living and dining area leads to a private, covered patio overlooking the golf course, quiet, shaded, and ideal for morning coffee or an evening unwind after a day at the beach. The primary bathroom was fully renovated with all-new plumbing, fixtures, and finishes, giving peace of mind on one of the areas that matters most in coastal ownership. The kitchen was previously updated with modern cabinetry and appliances, and the unit comes fully furnished and ready to use as a second home, primary residence, or income-producing rental. Documented owner net rental income has ranged from $32,995 to $42,920 over the past three years, details available upon request. Seascape Resort is a gated community offering five resort-style pools, eight tennis courts, pickleball courts, a golf course, and deeded private beach access, plus the on-site Whale's Tail restaurant, Seascape Towne Centre shopping and dining, and the amphitheater, home to the popular Moon Crush concert series. One of the most competitively priced 2BR/2BA units of this size in Seascape. Motivated seller, bring your offer. Property Snapshot

" 2 Bed / 2 Bath, 1,110 sq ft, ground floor, no stairs

" Fully furnished, turnkey

" Private covered patio, golf course view

" Primary bath: full renovation, all-new plumbing and finishes

" Kitchen: previously updated cabinetry, countertops, appliances

" HOA: quarterly assessment, includes water, trash, cable, internet, ground keeping, master association, security, sewer, legal

" Short-term rentals permitted


Market Position

" List price is below the $373-397/sqft range recently achieved by comparable updated twin-floorplan units in Seascape

" Comparable sold units for reference: 159 Sunset Bay #23A -- sold $435,000 (Dec 2025)

" 283 Sunset Bay #28C -- sold $415,000 (Mar 2026)

" 764 Seascape #16D -- sold $412,000 (Nov 2025, 12 days on market)


Financial Notes -- Verified (Source: Seller-Provided Cost to Own Sheet + Seller Interview)

" Documented owner net rental income: $42,920 (2022), $32,995 (2023), $34,232 (2024). Three-year average: ~$36,700/year. Data predates the 2025-2026 season; request an updated statement from the rental program for the most current figures.

" Seller confirms these net figures are already after sales/bed tax remittance (~20% of gross). Estimated gross rental revenue: ~$41,000-$54,000/year, averaging ~$45,900/year across the three years.

" Self-management caveat: the seller books and manages the rental themselves -- no third-party management commission has been deducted from the net figures above. A buyer who intends to self-manage can reasonably expect similar economics. A buyer who plans to hire a property manager should underwrite a further reduction for that management fee, since this seller simply didn't pay one.

" Documented annual carrying costs: Seascape Master Association $943.77/quarter + COA Phase 3 $1,394.23/quarter ($9,352/year combined), property taxes $3,055.42/year (2024), electricity ~$1,800/year. Total operating expenses: $14,207.42/year.

" Bottom line for underwriting, confirmed directly with the seller: net rental income does not yet have HOA dues, property taxes, or electricity deducted -- the owner pays those separately out of pocket after collecting rental income. True owner profit nets the two figures against each other: average ~$22,500/year, or ~5.8% unlevered yield on the current $389,900 ask. This is a confirmed number, not an inference -- safe to use directly with a buyer's agent.

" Seller is motivated and open to a fast, clean closing timeline

" Buyer's agent commission: 2.5% co-op, confirmed


Buyer Persona -- Who This Property Actually Wins

This unit is not well positioned to compete for the lifestyle buyer cross-shopping against Seascape's nicest, most-updated inventory -- it will lose that comparison on finish level alone. It is well positioned for a documented-cash-flow investor buyer: someone comparing yield across short-term rental condos, who values a verifiable income history over granite countertops, and for whom ground-floor no-stairs access (easier for renters with beach gear) and a price already below the twin-floorplan comp band are real decision factors. Direct buyer's-agent outreach and any paid promotion should lean toward this audience rather than a general lifestyle search.


Talking Points for Buyer's Agents

" This is the value entry point into this floorplan in Seascape right now -- not the flashiest unit, the smartest number.

" Ground floor means zero stairs and zero elevator wait -- an underrated differentiator for older buyers, renters with luggage, and quick beach access.

" New plumbing behind the primary bath wall is a genuine long-term win most buyers never think to ask about until it's already a problem elsewhere.

" This development is currently a buyer's market (~7 months of supply); this unit is priced meaningfully below the pack, a real argument for a value-driven buyer.
#969085

Miramar Beach

293 Sunset Bay UNIT 29B

2 Beds

2 Baths

1,110 Sq.Ft.

$389,900

MLS#: 969085

23 Turks Lane is a 5-bedroom, 5-bath home with a loft and separate carriage house, positioned along a main Rosemary Beach boardwalk and overlooking the tennis courts. The oversized lot includes a charming brick courtyard with outdoor space serving both the main house and carriage house.

The main house opens from the courtyard into the kitchen and dining area through 10-foot doors. Brick accents, granite countertops, stainless-steel appliances, and 11-foot ceilings carry throughout the main living spaces. A first-floor bedroom and bath are complemented by two additional bedrooms upstairs, including a primary suite with a private bath and Balcony. The third-floor loft includes four twin beds and an additional large bath and play area. 

The separate 2 story carriage house offers additional space for guests or family, along with the convenience of a 2-car garage. The home is also close to one of Rosemary Beach's pools, Fitness Center, Eastern Green, and the beach.

23 Turks Lane offers a unique combination of space and prime location within the Rosemary Beach community.
#1011078

Rosemary Beach

23 Turks Lane

5 Beds

5 Baths

3,228 Sq.Ft.

$3,995,000

MLS#: 1011078

Welcome to this beautifully maintained home tucked away on a quiet, private cul-de-sac in the heart of Niceville, complete with sidewalks and convenient access to everything the area has to offer. Thoughtfully designed to make the most of every square foot, this home offers a spacious, comfortable layout with plenty of natural light throughout.

     A grand entrance welcomes you into the freshly painted great room, where soaring ceilings, abundant windows, and a beautiful ventless gas fireplace create a warm and inviting space. The kitchen features newly refaced cabinets, a new microwave and gas range, plus a pantry with plenty of storage. A large dining room provides the perfect setting for family meals and entertaining.

     French doors open to the screened-in porch, extending the living space outdoors and overlooking the spacious yard--ideal for kids, pets, play, or simply enjoying the peaceful surroundings. The spacious primary suite offers direct access to the screened porch, along with a large walk-in closet. The primary bath also features a convenient double vanity.

     The split-bedroom floorplan provides privacy, with two generously sized guest bedrooms that enjoy tons of natural light. An indoor laundry room adds everyday convenience, while the two-car garage provides plenty of space for vehicles, tools, and additional storage. Additional highlights include a sprinkler system and a roof that is only five years old. With its quiet cul-de-sac setting, functional floorplan, and thoughtful updates, this Niceville home offers the perfect blend of comfort, privacy, and convenience. Plus, it's only 15 minutes to Eglin AFB, 17 minutes to Duke Field, and 30 minutes to Hurlburt Field.
#1011087

Niceville

534 Wildflower Court

3 Beds

2 Baths

1,873 Sq.Ft.

$439,000

MLS#: 1011087

3 bedroom, 2 bathroom duplex, centrally located and ready to rent. **Pets allowed upon approval
#794900

Panama City

1026 Spring Avenue

3 Beds

2 Baths

1,300 Sq.Ft.

$1,700

MLS#: 794900

Custom-designed and thoughtfully positioned, this beachfront home on the Indian Pass peninsula offers rare privacy, elevation, and protection set back from the shoreline and surrounded by mature live oaks, palms, and pines. The setting captures true Old Florida character, perfectly paired with modern coastal architecture featuring corrugated metal and durable Hardi-plank siding, and subtle, natural color tones that blend into the landscape. Inside, the home showcases cypress wood floors, mahogany countertops, and custom windows, cabinetry, shelving, and tilework, all executed with intention and craftsmanship. First-level bedrooms feature 9-foot ceilings, while the top floor opens up to an impressive 11'8'' elevated ceiling, creating a light-filled living space that feels like a refined treehouse overlooking the Gulf. Situated on over one acre of Gulf-front property, the lot spans approximately 50 feet from Indian Pass Road to the beach, offering both accessibility and privacy. Gulf views can be enjoyed from the upper level, and a new elevated boardwalk provides an easy walk to the unspoiled, pet-friendly beaches of Indian Pass. For boating and fishing enthusiasts, a public boat ramp just down the road offers quick access to the Gulf of Mexico, Apalachicola Bay, and Indian Lagoon making this an ideal base for coastal adventures. Private, elevated, architecturally distinctive, and surrounded by natural beauty, this is a rare opportunity to own an Indian Pass beachfront retreat where Old Florida charm meets modern coastal living.
#788038

Port St Joe

2298 Indian Pass Road

3 Beds

2 Baths

1,621 Sq.Ft.

$1,100,000

MLS#: 788038

Investor opportunity in Navarre! This spacious 4-bedroom, 2-bath home offers approximately 2,101 square feet on an oversized 0.76-acre cul-de-sac lot. The functional split-bedroom layout features vaulted living areas, real hardwood and tile flooring, plus a kitchen with granite countertops, maple cabinetry and stainless steel appliances. Additional highlights include an enclosed Florida room, deck and pergola area, multiple storage buildings, and gated space for boat or RV parking. The roof is approximately one year old, while the HVAC is approximately 15 years old. The property presents a strong value-add opportunity with interior cosmetics, exterior cleanup and select repairs. Conveniently located near schools, shopping, medical services and Navarre's beaches. Property is offered as-is. Buyer to verify all measurements, features, permits and system ages deemed important.
#1011166

Navarre

2416 Ashwood Way

4 Beds

2 Baths

2,101 Sq.Ft.

$325,000

MLS#: 1011166

**Available November 6th**

Welcome to this fantastic home in the sought-after South Crestview neighborhood! Conveniently located near the hospital, Walmart, restaurants, shopping, and just a short commute to the beach and local military installations, this home offers both comfort and accessibility. As you step inside, you're welcomed by a bright and open floor plan, perfect for modern living. *** NEW LVP FLOORING AND NEW PAINT THROUGHOUT ***
#1011094

Crestview

214 Ladue Avenue

4 Beds

2 Baths

1,761 Sq.Ft.

$1,800

MLS#: 1011094

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